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Furthermore, clients for this sort of strategy might have severe legal or criminal histories. It is very important to note that various service providers provide a variety of issue ages on their guaranteed concern policies as low as age 40 or as high as age 80 - funeral coverage. Some will likewise provide higher stated value, approximately $40,000, and others will enable better survivor benefit problems by boosting the rate of interest with the return of premium or lessening the number of years up until a complete death benefit is readily available